OCTAVE Solutions Fractional CFO Services Your Financial Co-Pilot — Inside and Out

Services Includes:

Treasury management

Treasury management is the heart of sound financial operations— ensuring a business has the cash flow it needs to fund daily activities while planning for future obligations. This includes overseeing liquidity, managing investments, maintaining banking relationships, and optimizing working capital. Octave Solutions provides invaluable oversight in this area, putting systems in place to forecast cash needs, minimizing idle funds, while reducing financial risk. We ensure your business remains agile, solvent, and ready for growth.

Capital raising & bank loan strategy

Securing capital through equity or debt can be one of the most pivotal and stressful endeavors for a business. It demands not only a deep understanding of financing options, but also careful positioning to present your company as a worthy investment. A seasoned CFO guides you through this maze: preparing investor-ready materials, building financial narratives that inspire confidence, structuring deals that balance growth and control, and negotiating favorable loan terms. Our strategic input often makes the difference between getting capital—and getting capital on your terms.

Financial modeling & due diligence

Robust financial models are dynamic tools for decision-making, forecasting, and risk analysis. And when investors or buyers come calling, thorough due diligence is key to credibility. Octave Solutions can build models that reflect both performance and potential, stress-tests scenarios to identify vulnerabilities, and prepare materials that answer tough questions before they're asked. Expert diligence helps you avoid missteps, spot opportunities, and make confident financial moves backed by data, not guesswork.



Strategic planning (90-day, 1-year, 5-year)

Strategic planning bridges the gap between vision and execution. Short-term goals keep your moving, but long-term direction ensures you're building toward something meaningful. A CFO works closely with leadership to design financial strategies that support operational plans—whether you’re entering new markets, launching products, or restructuring. With timelines, milestones, and financial benchmarks laid out clearly, Octave Solutions guides business owners to ensure business aspirations are turned into action, and strategy into success. We meet on site with you and management teams to dive into the vision, goals, and aspirations for your company.

M&A advisory & buyer readiness

Mergers and acquisitions can propel the growth and value of the company. Whether you’re buying, selling, or preparing for acquisition, timing, presentation, and diligence matter. A CFO is a critical partner in this process. Developing a financial roadmap for a smooth transaction, ensuring your numbers tell the right story, managing buyer expectations, and coordinating with advisors and legal teams is all provided within this offering. We help you uncover hidden risks, avoid costly surprises, and enter deals with clarity and control.

Controller & Bookkeeping Services Clean Books. Clear Decisions.

We bring order to your financials so you can focus on growth. Whether you need help with monthly close-out or full-service bookkeeping, we’ve got you covered.
Includes:

• Bookkeeping & reconciliations
• Financial reporting
• Budgeting & forecasting
• Cash flow analysis

Business Advisory Services
From Vision to Execution

Business owners have goals like getting ready to sell, scaling for growth, or simply running a tighter operation. But even the best ideas stall without a clear, actionable plan. That’s where Octave Solutions comes in. We partner with business owners like you to create strategic road maps that are actually implemented, monitored and measured for results.

Includes:

• Exit planning & succession strategy
  Selling your business—whether to retire, explore new ventures, or simply move on—is one of the most significant decisions you'll make as an owner. Having a fractional CFO by your side during this process ensures financials are accurate and compelling to potential buyers, helps optimize valuation through thoughtful planning, and anticipate questions or concerns before they arise. A seasoned CFO like Terry Mosier will guide you through due diligence, structure the deal to align with your goals, and act as your advocate throughout negotiations. The goal is to transition your business with confidence and clarity, knowing your years of work are honored in the final outcome and at the ideal price.
• Capital budgeting
  Capital budgeting helps to evaluate which long-term investments or projects are worth pursuing. It helps leaders allocate resources wisely by analyzing potential returns, risks, and alignment with strategic goals—ensuring every dollar invested works toward building a stronger future.
• Pricing & revenue optimization
  Octave Solutions is dedicated to helping our clients maximize profitability. By analyzing market dynamics, customer behavior, and cost structures we can help to set pricing strategies that maximize profitability while maintaining competitive value. A CFO plays a key role in aligning pricing models with financial goals—ensuring your business earns what it’s worth, sustainably.
• Profitability analysis
  By dissecting revenues and costs across products, services, locations, or customer segments, you gain clarity on what’s driving profit and what’s quietly draining resources. This insight empowers smarter decisions on pricing, cost control, product development, and strategic focus. Our experts will evaluate margins, identify inefficiencies, and build custom reports that illuminate patterns you might otherwise miss.
• EOS Implementation
  Octave Solutions can help companies implement EOS (Entrepreneurial Operating System) a comprehensive framework designed to help businesses run more effectively by aligning leadership, clarifying vision, and instilling discipline across the organization. It focuses on six key components: Vision, People, Data, Issues, Process, and Traction
• Quality Management System implementation
  A Quality Management System (QMS) is a structured, ongoing approach that helps organizations consistently deliver high-quality products and services. More than just a set of documents, it's a dynamic system that integrates deeply with operations, documenting workflows, setting measurable goals, tracking performance, and driving continuous improvement. When executed effectively, a QMS improves customer satisfaction and ensures compliance while minimizing waste and fosters a culture of excellence.